Apple Coffee Cake

1 teaspoon baking soda 
2 teaspoons  baking powder 
2 1/2 cups  whole wheat flour 
1/4 lb margarine, soft 
1/2 cup honey 
1 egg, beaten 
1/2 cup skim milk 
1 cup nonfat yogurt
1/2 teaspoon lemon juice 
1 teaspoon vanilla 
3 cups  peeled, chopped apples 
1/4 cup raisins 
2 teaspoons cinnamon 
4 tablespoons  honey 

In a medium size bowl, combine the first three ingredients. 
 In a large bowl, cream margarine and 1/2 cup of honey 
until light and fluffy. Add egg and beat well. 
In a small bowl, combine milk, yogurt, lemon juice and vanilla. 
Alternately add dry and wet ingredients to creamed ones. 
Coat an 8 X 10 inch pan with non stick spray. 
Pour in half the batter. 
Mix half the apples with raisins and 1 teaspoon of cinnamon. 
Spread over the batter. 
Drip half the honey over the cinnamon  add the remaining batter. 
Combine remaining cinnamon and apples; cover batter. 
Drizzle on remaining honey. Bake at 375 F for about 45 minutes.

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